Name: 360BuildersInc
Telephone: 1-866-860-7119

When it’s time to repair or replace your roof, it’s tempting to focus solely on cost, materials, and timelines. But there’s one crucial factor that can make or break your roofing project: hiring a licensed and insured roofing contractor.

At 360 Builders, we believe that peace of mind starts with protection — for both homeowners and contractors. Here’s why licensing and insurance isn’t just nice to have — they’re essential.

What Does It Mean to Be a Licensed Roofer?

A licensed roofing contractor is someone who has met the local or state requirements for training, experience, and often, ongoing education. In most areas, contractors must pass exams and prove their knowledge of building codes, safety regulations, and best practices.

Why This Matters to You:

Verified skills and training – Licensing ensures your roofer knows what they’re doing.
Legal compliance – Licensed contractors are familiar with local codes, permits, and regulations.
Accountability – A license often means the contractor is registered with a state board, giving you a path to resolve disputes if needed.

The Importance of Insurance

There are two main types of insurance that every reputable roofer should carry:

General Liability Insurance – Covers accidental property damage (like if a ladder falls and breaks a window).
Workers’ Compensation Insurance – Covers medical costs and lost wages if a worker is injured on your property.

Why This Matters to You:

You’re protected from liability – Without proper insurance, you could be on the hook for injuries or damages.
Reduces risk of lawsuits – If someone is hurt on the job, workers’ comp helps avoid legal entanglements.
Shows professionalism – Insured contractors are committed to doing business the right way.

What Can Go Wrong Without Licensing or Insurance?

Hiring an unlicensed or uninsured roofer might save a few bucks upfront, but it can cost you big later. Here’s how:

Voided warranties – Many roofing manufacturers void product warranties if installation isn’t done by a certified or licensed contractor.
City fines or delays – Unpermitted work can result in stop-work orders and penalties.
Costly damage – If mistakes happen, you may have no legal recourse or coverage.
Injuries on site – You could be financially responsible for a roofer’s medical bills.

How to Protect Yourself

Before hiring a roofing contractor, always ask for proof of licensing and insurance. Reputable companies should be happy to provide:

Their contractor’s license number
A copy of their liability and workers’ comp insurance
References or testimonials from past customers

Trust the Pros at 360 Builders Inc.

At 360 Builders, we are fully licensed, insured, and locally trusted. We’re proud to do things by the book — not just because it’s the law, but because it’s the right thing for our customers.

When you work with us, you’re not just getting a roof — you’re getting a guarantee of quality, safety, and professionalism.

Ready for a Risk-Free Roofing Experience?

Let’s talk! Contact us today to schedule your free estimate and see the difference that licensed, insured craftsmanship makes.

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360 Builders, Inc. is one of South Dakota and Iowa’s best residential and commercial disaster restoration, siding, window, gutter, and roofing contractors.

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